Ways to Stop Home Foreclosure in 2021

Home

For those who have been unable to pay their bills and are getting threatened by their creditors to have them sued, these might not end up just being empty threats. If you are one of them and you are getting threats to get legally sued by your creditors then do not shrug it off because this is when wage garnishment might step in. Before you lose your power to have a say on your finances, you should hire an attorney in Atlanta to end wage garnishment. In this article, we will be discussing ways to Stop Wage Garnishment in 2021.

What is wage garnishment?

Wage garnishment takes place when the court instructs the employer to pay some percentage of your paycheck directly to your creditors and you no longer have any access or say in how you get to spend your paycheck. It is very troublesome for borrowers because they already have dues and since they can’t even spend their paycheck according to their wishes, their financial freedom is compromised.  So to pay off your creditors in some amounts, when the court order even a single writ of garnishment it is going to have an effective effect on your financials and will force you into more wage garnishments until the debt is paid off.

If your employer gets instructed to garnish your wage, they will also become aware of the fact that you are in debt and you are unable to take care of your finances. Although the federal law protects you as an employee from getting fired, your employers will come up with ways in no time. If you are being threatened by your creditors with a wage garnishment then attorneys at Cornwell Law Firm in Atlanta are here to stop wage garnishment before it gets implemented on your financials.

How to stop wage garnishment in Atlanta?

If you have been sent a message regarding your wages being garnished then you have very little time in your hand and you have to act swiftly yet smartly. At Cornwell Law Firm, you will be able to discuss your options with your attorney and note the exemptions you are qualified for to stop wage garnishment.

Living in wage garnishment could cause one to land in more debt. The solution to stop wage garnishment is the declaration of bankruptcy. The moment you decide to file for bankruptcy, you will receive some time and protection from law where the court prevents creditors from going through any legal procedures to extract amounts of debt from you. You can file a Chapter 13 bankruptcy but that might be less helpful in your case than Chapter 7. But with help from Chapter 7 bankruptcy, you will be able to fully eliminate the debt and might even get a fresh start financially. If your lawyers decide that declaring bankruptcy is the best way to stop wage garnishment, then you will be guided throughout the steps when you file for bankruptcy.